1. ಸಂಚಯನ

    ♪ sancayana
      noun
    1. the act of bringing several things or a number of pieces of the same thing together at one place and heaping them up; a piling.
    2. the act of saving (as money) in small quantities, to have finally a considerably big amount.
    3. a depositing or being deposited; deposition.
    4. a collecting of ashes and pieces of bones after a dead body is cremated, for purpose of puting it in water in a holy place.