1. ಋಣಸ್ಥ

    ♪ řṇastha
      noun
    1. a man to whom a debt is owed; esp. to whom money or goods are due; a creditor.
    2. a man who owes a debt; a debtor.

  2. ಋಣಸ್ಥೆ

    ♪ řṇasthe
      noun
    1. a woman to whom a debt is owed; esp. to whom money or goods are due; a creditor.
    2. a woman who owes a debt; a debtor.

  3. ರಿಣಸ್ತ

    ♪ riṇasta
      noun
    1. a man who has taken a loan from or owes something to, another; a debtor.