1. ರುಣಿತನ

    ♪ ruṇitana
      noun
    1. the condition of being a debtor.
    2. the condition of being indebted to another for a help, assistance received; a moral or social obligation.

  2. ಋಣಾದಾನ

    ♪ řṇādāna
      noun
    1. recovery of a debt.